The Udaipur Mahila Samridhi
Urban Co-operative Bank Ltd.
The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. offers Business Development Loans for working capital, construction, extension, renovation, and infrastructure development of hotels, resorts, hostels, residential and commercial buildings.
The Bank provides financial assistance for renovation, construction, extension, modernization, and infrastructure development of various business establishments.
This scheme is suitable for hotels, resorts, hostels, commercial buildings, residential business projects, and infrastructure expansion activities.
Loan eligibility depends upon repayment capacity, project feasibility, realizable security value, and applicable Bank norms.
Financial support for construction, extension, renovation and modernization projects.
Helps businesses manage operational and infrastructure development expenses.
Multiple loan slabs available based on project size and eligibility.
Convenient repayment period up to 120 months.
Faster verification and timely loan sanction process.
Personalized guidance throughout the loan process.
| Loan Category | Loan Amount | Interest Rate | Repayment Period |
|---|---|---|---|
| Renovation of Business Infrastructure | Up to ₹5 Lakhs | 8.75% | 60 Months |
| Above ₹5 Lakhs to ₹20 Lakhs | 9.25% | 120 Months | |
| New / Existing Business Infrastructure Development | Up to ₹10 Lakhs | 9.25% | 120 Months |
| Above ₹10 Lakhs to ₹25 Lakhs | 9.25% | 120 Months | |
| Above ₹25 Lakhs | 9.75% | 120 Months |
Aadhaar Card, PAN Card, Passport, Voter ID, etc.
GST Registration, Shop License, MSME Certificate, etc.
Bank Statement, ITR, Balance Sheet and Income Proof.
Construction Estimate, Property Papers, Project Report, etc.
Business Development Loans are sanctioned subject to eligibility, repayment capacity, security value, project feasibility, documentation verification, and applicable rules of The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.