The Udaipur Mahila Samridhi
Urban Co-operative Bank Ltd.
The following service charges are approved by the Board of Directors of The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. and are applicable as per Bank norms and regulatory guidelines.
All charges are exclusive of GST unless otherwise specified. Charges are subject to revision from time to time as per Bank policy.
| S.No. | Service / Charges Description | Applicable For | Charges |
|---|---|---|---|
| 1 | Minimum Balance Charges | Savings Account (Quarterly) | ₹30 + GST |
| Current Account | ₹125 + GST | ||
| 2 | Service Charges | Loans & Advances A/c (₹1 to ₹50,000) | ₹50 + GST |
| ₹50,001 to ₹5,00,000 | ₹100 + GST | ||
| ₹5,00,001 to ₹25,00,000 | ₹150 + GST | ||
| ₹25,00,001 to ₹50,00,000 | ₹200 + GST | ||
| Above ₹50,00,001 | ₹250 + GST | ||
| 3 | Locker Operation Charges | Beyond 12 Free Operations | ₹50 + GST Per Operation |
| 4 | CIBIL Charges | Commercial Reports Only | Actual Charges + GST |
| 5 | SMS Charges | Savings Accounts | Maximum ₹150 + GST |
| Current Accounts | Maximum ₹250 + GST | ||
| Loans & Advances Accounts | Maximum ₹250 + GST | ||
| 6 | Outward RTGS Charges | ₹2 Lakh to ₹5 Lakh | ₹25 + GST |
| Above ₹5 Lakh | ₹50 + GST | ||
| 7 | Outward NEFT Charges | Up to ₹10,000 | ₹2.50 + GST |
| ₹10,001 to ₹1 Lakh | ₹5 + GST | ||
| ₹1 Lakh to ₹2 Lakh | ₹15 + GST | ||
| Above ₹2 Lakh | ₹25 + GST | ||
| 8 | Free Outward RTGS / NEFT Charges through Mobile Banking Application Channel | ||
| 9 | Standing Instruction Charges | Per Event | ₹50 + GST |
| 10 | NACH Mandate Charges | Per Mandate | ₹50 + GST |
| 11 | Inward Cheque Return | Savings Accounts | ₹200 + GST |
| Current / CC / OD Accounts | ₹300 + GST | ||
| 12 | Outward Cheque Return | Savings Accounts | ₹200 + GST |
| Current / CC / OD Accounts | ₹300 + GST | ||
| 13 | Duplicate Passbook Charges | Per Request | ₹50 + GST |
| 14 | Duplicate Statement Charges | Current Accounts | ₹50 + GST |
| 15 | Account Closure Charges | Savings Accounts | ₹50 + GST |
| Current Accounts | ₹100 + GST | ||
| 16 | Stop Payment Charges | Savings Accounts | ₹100 + GST |
| Current Accounts | ₹200 + GST | ||
| 17 | ATM Card Issuance Charges | New / Renewal / Replacement | ₹200 + GST |
| ICICI Bank ATM Cash Withdrawal | Free | ||
| Other Bank ATM Withdrawal Beyond Limit | ₹20 Including GST | ||
| 18 | IMPS Charges | ₹1 to ₹2,500 | NIL |
| ₹2,501 to ₹1 Lakh | ₹5 + GST | ||
| ₹1 Lakh to ₹2 Lakh | ₹10 + GST | ||
| ₹2 Lakh to ₹5 Lakh | ₹25 + GST | ||
| 19 | Loan Processing Charges | Loans & Advances Accounts | 0.50% of Sanction Amount + GST |