Experience secure, smart, and convenient banking anytime, anywhere with The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. Mobile Banking Services.
Our Mobile Banking platform is designed to provide customers with fast, secure, and easy access to essential banking services directly from their smartphones. Customers can conveniently perform fund transfers, check balances, manage accounts, pay bills, and access various digital banking services without visiting the branch.
The Bank provides Mobile Banking services for both Android and iOS devices, ensuring a seamless and user-friendly banking experience across platforms.
Mobile Banking is offered completely Free of Cost to eligible customers.
Access your accounts and banking services anytime, anywhere.
Instantly transfer funds through IMPS, NEFT, RTGS, and internal transfers.
Enjoy seamless digital payments through UPI and mobile banking channels.
Pay utility bills conveniently using integrated BBPS services.
Receive instant OTP and transaction notifications for enhanced security.
Simple, fast, and easy-to-use application designed for customer convenience.
Customers who wish to activate Mobile Banking services are required to visit their respective branch and submit the prescribed Mobile Banking Registration Form.
After successful registration and onboarding, customers can download the Mobile Banking Application from the Android Play Store or Apple App Store and start using digital banking services securely.
| Account Type | Eligibility |
|---|---|
| Savings Accounts | Single and Either or Survivor Accounts |
| Current Accounts | Eligible as per operational instructions |
| Cash Credit / Overdraft Accounts | Eligible for Mobile Banking Services |
| Minor Accounts | Not Eligible |
| Service | Timings | Limit Per Transaction | Limit Per Day |
|---|---|---|---|
| Internal Fund Transfer | 24x7x365 | Available Balance | Available Balance |
| IMPS (Savings Accounts) | 24x7x365 | ₹50,000 | ₹50,000 |
| IMPS (Current / OD Accounts) | 24x7x365 | ₹2,00,000 | ₹2,00,000 |
| NEFT / RTGS | 09:30 AM to 03:30 PM (Business Days) | ₹10,00,000 | ₹10,00,000 |
| BBPS Bill Payments | 24x7x365 | Available Balance | Available Balance |
| BHIM UPI | 24x7x365 | As Per PSP Limits | As Per PSP Limits |
Mobile Banking Services are provided in accordance with the guidelines issued by the Reserve Bank of India (RBI). The Bank reserves the right to modify transaction limits, services, and operational guidelines from time to time as per regulatory requirements.