The Udaipur Mahila Samridhi
Urban Co-operative Bank Ltd.
Secure | Smart | Convenient Banking Anytime Anywhere
The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. offers modern and secure Digital Banking Services designed to provide customers with fast, convenient, and seamless banking experiences through multiple digital channels.
Our Digital Banking ecosystem enables customers to perform banking transactions safely and efficiently without visiting the branch. From fund transfers and bill payments to ATM, UPI, IMPS, and RuPay Debit Card services, we continuously strive to deliver customer-centric digital banking solutions.
With advanced banking technology, secure payment infrastructure, and easy accessibility, customers can enjoy banking services 24*7*365 with speed, security, and convenience.
IMPS (Immediate Payment Service) enables customers to transfer funds instantly through Branch Banking and Mobile Banking channels. The facility is available 24*7*365 for secure and real-time transactions.
| Type of Account | Maximum Limit / Transaction | Maximum Limit / Day | Charges |
|---|---|---|---|
| Savings Accounts | ₹50,000 | ₹50,000 |
₹1 to ₹25,000 - Free ₹25,001 to ₹1 Lakh - ₹5 + GST Above ₹1 Lakh to ₹2 Lakh - ₹10 + GST Above ₹2 Lakh to ₹5 Lakh - ₹25 + GST |
| Current Accounts | ₹2,00,000 | ₹5,00,000 | Applicable as per Bank Guidelines |
Customers can conveniently perform UPI transactions through third-party applications like BHIM, Google Pay, PhonePe, PayTM and other UPI-enabled platforms.
UPI services are available 24*7*365 for secure and instant digital payments across India.
| Type of Account | Maximum Limit / Transaction | Maximum Limit / Day | Charges |
|---|---|---|---|
| Savings Accounts | ₹1,00,000 | ₹1,00,000 | Free - No Charges on outward and inward UPI transactions |
| Current Accounts | ₹1,00,000 | ₹1,00,000 | Free - No Charges |
Customers can make utility and bill payments conveniently through our Mobile Banking platform using BBPS services.
BBPS services are available 24*7*365 for fast, secure, and reliable bill payments anytime and anywhere.
The Bank issues secure and advanced Contactless RuPay Debit EMV Cards for Savings, Current, Overdraft, and Cash Credit Accounts.
Customers can enjoy ATM withdrawals, POS transactions, online shopping, contactless payments, and exclusive RuPay offers across India.
| ATM Services | Applicable Charges |
|---|---|
| New ATM Issuance Charges | ₹200 + GST |
| Renewal ATM Charges | ₹200 + GST |
| ATM Replacement Charges | ₹200 + GST |
| Green PIN Regeneration | Free through Sarvatra Card Safe Application |
| Cash Withdrawal on ICICI Bank ATMs | Free - No Charges |
| Cash Withdrawal beyond 5 Transactions monthly on Other Bank ATMs (Except ICICI Bank) | ₹20 including GST |
| Financial & Non-Financial Transactions beyond 5 Transactions monthly on Other Bank ATMs (Except ICICI Bank) | ₹12 including GST |
We remain committed to delivering safe, reliable, and technology-driven banking services that enhance customer convenience and support India's growing digital banking ecosystem.
Enjoy seamless digital banking with secure payment solutions, instant fund transfers, mobile banking, and modern financial services designed to meet your everyday banking needs.