RBI License No. : UBD.RAJ 1117P    GST No. : 08AAAAT3808N2Z5
Udaipur Mahila Samridhi Bank Logo
The Udaipur Mahila Samridhi
Urban Co-operative Bank Ltd.

Latest Updates
Regulatory Compliance & Customer Awareness

RBI Guidelines & Customer Information

The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. operates in accordance with the guidelines, circulars, directions and regulatory framework issued by the Reserve Bank of India (RBI) from time to time.

Commitment Towards RBI Compliance

The Bank is committed to maintaining transparency, customer protection, secure banking practices, responsible lending, financial inclusion and fair banking operations as prescribed under RBI regulations.

Customers are encouraged to remain aware of their rights, banking responsibilities, grievance redressal mechanisms and safe digital banking practices.

Important RBI Related Customer Services

RBI Ombudsman Scheme

Customers may approach RBI Ombudsman in case grievances are not resolved within prescribed timelines.

DICGC Deposit Insurance

Deposits are insured as per DICGC rules and applicable RBI regulations.

Customer Grievance Redressal

Structured complaint resolution mechanism is available for customers.

Fair Banking Practices

Bank follows transparent and customer-friendly banking policies.

Safe Digital Banking

Customers are advised to follow RBI approved cyber security practices.

KYC & AML Compliance

Bank complies with RBI KYC, AML and customer identification norms.

Customer Rights

Right to Transparency

Customers are entitled to receive clear information regarding banking products, charges and services.

Right to Fair Treatment

Customers shall be treated fairly, respectfully and without discrimination.

Right to Privacy

Customer information is protected as per banking confidentiality norms.

Right to Complaint Resolution

Customers may escalate unresolved complaints through proper channels.

Customer Responsibilities

  • Maintain updated KYC documents.
  • Keep banking credentials confidential.
  • Verify transactions regularly.
  • Report suspicious activity immediately.
  • Use banking services responsibly.
  • Follow safe digital banking practices.

Important Advisory

Customers are advised to remain aware of RBI guidelines, banking safety practices, grievance redressal mechanisms and digital banking security advisories issued from time to time.