The Udaipur Mahila Samridhi
Urban Co-operative Bank Ltd.
The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. offers Business Loans to traders, entrepreneurs, manufacturers, service providers and self-employed individuals for working capital, infrastructure development and business expansion requirements.
The Bank provides financial assistance for business operations, machinery purchase, infrastructure development and expansion activities.
Business Loans are designed with flexible repayment options and competitive interest rates to support long-term growth and financial stability.
Loan eligibility depends upon business turnover, repayment capacity, banking history, project viability and applicable Bank norms.
Flexible working capital finance for day-to-day business operations.
Funding support for infrastructure and growth requirements.
Affordable interest rates based on business loan category.
Multiple repayment tenures as per loan eligibility.
Faster assessment and timely disbursement process.
Transparent and customer-friendly documentation process.
| Loan Type | Loan Amount | Interest Rate | Repayment Period |
|---|---|---|---|
| Cash Credit | Up to ₹25 Lakhs | 9.25% | One Year |
| Above ₹25 Lakhs up to ₹150 Lakhs | 9.75% | One Year | |
| Term Loan | Up to ₹50,000 | 11.50% | 36 Months |
| ₹50,001 to ₹25 Lakhs | 8.75% | 84 Months | |
| Above ₹25 Lakhs to ₹50 Lakhs | 9.00% | 120 Months | |
| Above ₹50 Lakhs | 9.25% | 120 Months |
Aadhaar Card, PAN Card, Passport, Voter ID etc.
GST Registration, Shop License, MSME Certificate, Partnership Deed etc.
Bank Statement, ITR, Balance Sheet and Profit & Loss Account.
Project Report and business feasibility documents wherever applicable.
Business Loan sanction and disbursement are subject to eligibility, repayment capacity, documentation verification and applicable rules of The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.